Before you start your claim for Pension Credit, make sure you have everything to hand. These are the main requirements and the step-by-step guide to claiming through the official channel.
Check eligibility on the official page →
Read the requirements and steps below first, so you can make your claim on the official page in one go.
Claiming is always free. Never pay anyone to make a claim for you.
Documents ready = faster claim
Pension ageMeans-testedBackdated 3 months
📋 Requirements
- Age: You must have reached State Pension age.
- Residency: You must live in England, Scotland or Wales.
- Couples: If you have a partner, both of you must usually have reached State Pension age or one gets Housing Benefit for people over State Pension age.
- Income details: You need details of your income, savings and investments.
- Bank account: You need a bank account for payments.
🚀 How to claim, step by step
- Use the Pension Credit calculator on GOV.UK
- Gather your National Insurance number and income and savings details
- Apply online, by phone or by post
- Wait for the decision letter from DWP
Eligibility and the amount awarded are decided by DWP based on your circumstances.
Start your claim on the official page →
General information only. We are not part of the government. Claiming is free on the official page — you never need to pay anyone to claim.