Before you start your claim for Universal Credit, make sure you have everything to hand. These are the main requirements and the step-by-step guide to claiming through the official channel.
Check eligibility on the official page →
Read the requirements and steps below first, so you can make your claim on the official page in one go.
Claiming is always free. Never pay anyone to make a claim for you.
Documents ready = faster claim
Apply onlinePaid monthlyMeans-tested
📋 Requirements
- Age: You must usually be 18 or over and under State Pension age.
- Residency: You must live in the UK and meet the immigration and residence conditions.
- Savings: You and your partner must have £16,000 or less in money, savings and investments.
- Bank account and ID: You need a bank account, email address and proof of identity.
- Claimant commitment: You must agree to a claimant commitment setting out what you will do to look for or prepare for work.
🚀 How to claim, step by step
- Check you're eligible on GOV.UK and use a benefits calculator
- Create a Universal Credit account and complete the online claim
- Verify your identity online or at a Jobcentre
- Attend your interview with a work coach and accept your claimant commitment
Eligibility and the amount awarded are decided by DWP based on your circumstances.
Start your claim on the official page →
General information only. We are not part of the government. Claiming is free on the official page — you never need to pay anyone to claim.