Before you start your claim for Help to Save, make sure you have everything to hand. These are the main requirements and the step-by-step guide to claiming through the official channel.
Check eligibility on the official page →
Read the requirements and steps below first, so you can make your claim on the official page in one go.
Claiming is always free. Never pay anyone to make a claim for you.
Documents ready = faster claim
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📋 Requirements
- Universal Credit: You must be receiving Universal Credit.
- Earnings: You (with your partner if a joint claim) must have had take-home pay of £1 or more in your last assessment period.
- Residency: You must live in the UK.
- Bank account: You need a UK bank account to withdraw money and receive bonuses.
🚀 How to claim, step by step
- Check eligibility on GOV.UK
- Sign in with your Government Gateway user ID
- Open your Help to Save account
- Set up payments of up to £50 a month by bank transfer or standing order
Eligibility is checked by HMRC and bonuses depend on your highest balance.
Start your claim on the official page →
General information only. We are not part of the government. Claiming is free on the official page — you never need to pay anyone to claim.