Before you apply for the Santander All in One Credit Card, have your details to hand. These are the main requirements and the step-by-step guide to applying on the official website.

Apply on the official website →

Read the requirements and steps below first, so you can complete your application on the official website in one go.

Applying online takes a few minutes. Have your address history and income details to hand.

Details ready = quicker application

Cashback cardNo foreign feesMonthly fee

📋 Requirements

  • Age: You must be aged 18 or over.
  • Residency: You must be a permanent UK resident with a UK address history.
  • Income: You need an income of at least £10,500 a year.
  • Bank account: You need a UK bank or building society current account to set up repayments.
  • Credit check: You must not have been declared bankrupt or had a CCJ or IVA; a full credit check is made.

🚀 How to apply, step by step

  1. Use the Santander eligibility checker on the official site to see your likelihood of acceptance without affecting your credit score.
  2. Complete the online application with your personal, address, employment and income details.
  3. Wait for the decision; if accepted, review and sign the credit agreement, including your rate and credit limit.
  4. Activate your card when it arrives (or add it to your mobile wallet) and set up a Direct Debit for at least the minimum payment.
The £3 monthly fee applies throughout; cashback may not cover it for low spenders.

Apply now on the official website →

General information only, not financial advice. Credit is subject to status and affordability checks by Santander UK plc.