Before you start your application for the Revolut Personal Loan, make sure you have everything to hand. These are the main requirements and the step-by-step guide to applying on the official website.
Apply on the official website →
Read the requirements and steps below first, so you can complete your application on the official website in one go.
Applying online usually takes around 10 minutes. Have your bank details and income information to hand.
Documents ready = faster decision
Apply in appNo feesExisting customers
📋 Requirements
- Age: You must be aged 18 or over.
- Residency: You must be a UK resident.
- Account: You need a Revolut account opened more than 30 days ago and an income above £12,000 a year.
- Income and affordability: You need a regular income and must be able to afford the monthly repayments.
- Credit check: A full credit check is carried out if you go ahead with an application.
🚀 How to apply, step by step
- Open the Revolut app and go to the loans section
- Choose your amount and term to see your rate
- Complete the application with your income details
- If approved, accept the agreement and receive the money in your Revolut account
Revolut UK loans are being rolled out to existing customers, so availability may vary; approval depends on credit and affordability checks.
Apply now on the official website →
General information only, not financial advice. Credit is subject to status and affordability checks by Revolut NewCo UK Ltd. Borrow only what you can afford to repay.