You are one step away from the HSBC Balance Transfer Credit Card. Check the eligibility criteria and how the eligibility checker works before you apply.
Check each requirement below before you apply. Knowing your chances first helps protect your credit score.
An eligibility check uses a soft search, so you can see your chances without affecting your credit score.
Check first, apply with confidence
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📋 Eligibility
- Age: You must be aged 18 or over.
- Residency: You must be a permanent UK resident with a UK address history.
- Income: You need an annual UK taxable income or pension of at least £6,800 before tax.
- Bank account: You must not hold an HSBC Basic Bank Account; you need a UK account to pay by Direct Debit.
- Credit check: You must not have opened a new HSBC credit card or had a limit increase in the past 6 months.
🔍 How to check your eligibility
- Open the HSBC UK Bank plc eligibility checker or card page.
- Enter a few details about your income and address.
- See your result with a soft search before submitting a full application.
✅ Good to know
- Alternative offers: Some applicants receive 29.9% APR or a 14-month offer instead.
- 0% purchases: Three months interest-free on new spending.
- Eligibility checker: Check likely acceptance before you apply.
Your rate, credit limit and promotional period depend on the provider's credit and affordability checks; check the summary box before applying.