You are one step away from the Lloyds Bank Balance Transfer Credit Card. Check the eligibility criteria and how the eligibility checker works before you apply.
Check each requirement below before you apply. Knowing your chances first helps protect your credit score.
An eligibility check uses a soft search, so you can see your chances without affecting your credit score.
Check first, apply with confidence
0% balance transfersNo annual feeApply online
📋 Eligibility
- Age: You must be aged 18 or over.
- Residency: You must be a permanent UK resident with a UK address history.
- Income: You need a regular income; the provider sets its own minimum.
- Bank account: You need a UK bank or building society current account to set up repayments.
- Credit check: A full credit check is carried out when you apply; use the eligibility checker first for a soft search.
🔍 How to check your eligibility
- Open the Lloyds Bank plc eligibility checker or card page.
- Enter a few details about your income and address.
- See your result with a soft search before submitting a full application.
✅ Good to know
- 0% purchases: Up to 6 months interest-free on spending.
- Eligibility checker: See your likely rate and limit before applying.
- App management: Manage the card in the Lloyds Bank app.
Your rate, credit limit and promotional period depend on the provider's credit and affordability checks; check the summary box before applying.