You are one step away from the Nationwide Purchase and Balance Transfer Credit Card. Check the eligibility criteria and how the eligibility checker works before you apply.
Check each requirement below before you apply. Knowing your chances first helps protect your credit score.
An eligibility check uses a soft search, so you can see your chances without affecting your credit score.
Check first, apply with confidence
Members only0% purchasesNo foreign fees
📋 Eligibility
- Age: You must be aged 18 or over.
- Residency: You must be a permanent UK resident with a UK address history.
- Income: You need to earn at least £5,000 a year before tax.
- Bank account: You need a Nationwide current account, savings account or mortgage.
- Credit check: A full credit check is carried out when you apply; use the eligibility checker first for a soft search.
🔍 How to check your eligibility
- Open the Nationwide Building Society eligibility checker or card page.
- Enter a few details about your income and address.
- See your result with a soft search before submitting a full application.
✅ Good to know
- No fees abroad: No Nationwide charges on purchases made abroad.
- Member card: Available to Nationwide current account, savings or mortgage customers.
- Eligibility check: Check online without affecting your credit score.
The 0% offers are not available if you have had a Nationwide credit card in the last 12 months.