You are one step away from the Tesco Bank Foundation Credit Card. Check the eligibility criteria and how the eligibility checker works before you apply.
Check each requirement below before you apply. Knowing your chances first helps protect your credit score.
An eligibility check uses a soft search, so you can see your chances without affecting your credit score.
Check first, apply with confidence
Credit builderClubcard pointsEligibility checker
📋 Eligibility
- Age: You must be aged 18 or over.
- Residency: You must be a permanent UK resident with a UK address history.
- Income: You need a regular income; the provider sets its own minimum.
- Bank account: You need a UK bank or building society current account to set up repayments.
- Credit check: A full credit check is carried out when you apply; use the eligibility checker first for a soft search.
🔍 How to check your eligibility
- Open the Tesco Bank (Tesco Personal Finance, part of Barclays) eligibility checker or card page.
- Enter a few details about your income and address.
- See your result with a soft search before submitting a full application.
✅ Good to know
- Limit reviews: Regular credit limit increase reviews if you manage the account well.
- Clubcard points: Earn Clubcard points in and outside Tesco.
- CreditView: Track your credit progress through Tesco Bank.
Your rate, credit limit and promotional period depend on the provider's credit and affordability checks; check the summary box before applying.