You are one step away from the Vanquis Credit Builder Credit Card. Check the eligibility criteria and how the eligibility checker works before you apply.
Check each requirement below before you apply. Knowing your chances first helps protect your credit score.
An eligibility check uses a soft search, so you can see your chances without affecting your credit score.
Check first, apply with confidence
Credit builderNo annual feeEligibility checker
📋 Eligibility
- Age: You must be aged 18 or over.
- Residency: You must be a permanent UK resident with a UK address history.
- Income: You need a regular income; the provider sets its own minimum.
- Bank account: You need a UK bank or building society current account to set up repayments.
- Credit check: You must not be bankrupt, in an IVA, or have been declined by Vanquis in the last 6 months.
🔍 How to check your eligibility
- Open the Vanquis Bank Limited eligibility checker or card page.
- Enter a few details about your income and address.
- See your result with a soft search before submitting a full application.
✅ Good to know
- Limit reviews: Vanquis regularly reviews limits for well-managed accounts.
- No annual fee: You pay no yearly fee to hold the card.
- App management: Verify purchases, make payments and see statements in the app.
Your rate, credit limit and promotional period depend on the provider's credit and affordability checks; check the summary box before applying.