You are one step away from the Zable Credit Card. Check the eligibility criteria and how the eligibility checker works before you apply.
Check each requirement below before you apply. Knowing your chances first helps protect your credit score.
An eligibility check uses a soft search, so you can see your chances without affecting your credit score.
Check first, apply with confidence
App-based cardSoft-search checkerCredit building
📋 Eligibility
- Age: You must be aged 18 or over.
- Residency: You must be a permanent UK resident with a UK address history.
- Income: You need a regular income; the provider sets its own minimum.
- Bank account: You need a UK bank or building society current account to set up repayments.
- Credit check: A full credit check is carried out when you apply; use the eligibility checker first for a soft search.
🔍 How to check your eligibility
- Open the Lendable Ltd (Zable) eligibility checker or card page.
- Enter a few details about your income and address.
- See your result with a soft search before submitting a full application.
✅ Good to know
- Mobile wallets: Spend instantly with Apple Pay or Google Pay if eligible.
- App first: Manage your account in the Zable app.
- Credit building: Responsible use can help build your score.
You may be offered an alternative card with different terms if you do not qualify for the advertised one.