You asked about Universal Credit Budgeting Advance: here is how it works, how much you could get and how it is paid.

See eligibility & how to claim →

Below you’ll find how much you could get, how it is paid and how the scheme works.

Amounts can change each tax year, so always check the latest rates on the official page.

Support you may be entitled to

Interest-freeRepaid from UCApply in journal

💷 How much & how it is paid

  • Who can get it: People getting Universal Credit, ESA or Pension Credit for 6 months or more, or who need help to start or stay in work
  • How much: From £100 up to £348 (single), £464 (couple) or £812 (with children)
  • Repayment: Repaid from future Universal Credit payments, usually over 24 months
  • How to claim: Through your Universal Credit journal, your work coach or the helpline

⚙️ How it works

Eligibility is decided by the responsible body based on your circumstances. Once your claim is approved, payments are made according to the scheme’s rules. Report any change in your circumstances so your payments stay correct.

🧮 Check what you could get

Use an independent benefits calculator linked from GOV.UK to estimate what you may be entitled to before you claim.

Budgeting Advances are loans that must be repaid and are awarded at DWP's discretion.

See eligibility & how to claim →