You asked about Student Finance Maintenance Loan: here is how it works, how much you could get and how it is paid.
See eligibility & how to claim →
Below you’ll find how much you could get, how it is paid and how the scheme works.
Amounts can change each tax year, so always check the latest rates on the official page.
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💷 How much & how it is paid
- Who can get it: Full-time undergraduates from England studying an eligible course
- How much (2026/27): Up to £9,118 living with parents, £10,830 away outside London, £14,135 in London
- How it's paid: Into your bank account at the start of each term
- Repayment: Repaid once you earn over the repayment threshold
⚙️ How it works
Eligibility is decided by the responsible body based on your circumstances. Once your claim is approved, payments are made according to the scheme’s rules. Report any change in your circumstances so your payments stay correct.
🧮 Check what you could get
Use an independent benefits calculator linked from GOV.UK to estimate what you may be entitled to before you claim.
Loans must be repaid and amounts are decided by Student Finance England.