You asked about the Barclaycard Avios Plus Card: here is how it works, what it costs and what makes it worth considering.

See eligibility & how to apply →

Below you’ll find the rates, fees and offers on this card, plus how it works day to day.

Paying your balance in full each month means you will not pay interest on purchases.

A card that fits the way you spend

Travel rewardsEarns AviosMonthly fee

💳 Rates & fees

  • Representative APR: 80.1% APR (variable), including the monthly fee
  • Purchase rate: 29.9% p.a. (variable)
  • Monthly fee: £20
  • Welcome offer: Bonus Avios for new Barclaycard customers who meet the spend target (varies)

⚙️ How it works

Your credit limit and rate are set by the issuer after checking your application. Pay at least the minimum each month; paying the full balance on time means you avoid interest on purchases. Introductory offers usually end after a set period.

🔍 Check your eligibility first

Many issuers offer an eligibility checker that uses a soft search, so you can see your chances of approval without affecting your credit score.

The £20 monthly fee makes the APR high; it is only worthwhile if you spend enough and clear the balance each month.

See eligibility & how to apply →