You asked about the Barclays Debt Consolidation Loan: here is how it works, the amounts and terms on offer and why it can be a convenient way to fund your plans.
See eligibility & how to apply →
Below you’ll find the amounts, terms and rates on offer, plus how the application works from start to finish.
Rates depend on your circumstances, so the APR you are offered may differ from the representative rate.
A flexible loan that fits your budget
💰 Amounts & terms
- Loan amount: From £1,000 (maximum depends on eligibility)
- Term: Typically 1–5 years (varies)
- Representative APR: Varies by amount and term – see the calculator on the Barclays site
- Eligibility: Existing Barclays current account or Barclaycard customers can see a personalised rate
⚙️ How it works
You choose the amount and term within the limits available for your profile. After a quick online check you get a decision; if approved, the money is paid into your bank account. Your rate and monthly repayment are fixed from the start, so there are no surprises.
🧮 Work it out first
Use the lender’s loan calculator to see your likely monthly repayment before you apply, so you know exactly what fits your budget.