A rewards credit card earning Membership Rewards points on spending, with no fee in the first year and an annual fee thereafter.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the American Express Gold Credit Card
- Membership Rewards: Points can be transferred to airline and hotel partners or used for gift cards.
- Bonus points: 5,000 bonus points when you spend £10,000, up to 10,000 a year.
- Travel earning: Higher earn rates on airline, foreign currency and Amex Travel spend.
- Supplementary card: Complimentary supplementary card available.
| Feature | Detail |
|---|---|
| Representative APR | 85.8% APR (variable), including the annual fee |
| Purchase rate | 29.1% p.a. (variable) |
| Annual fee | £195 (£0 in the first year) |
| Earn rate | 1 point per £1; 2 points on airlines and foreign currency; 3 points at Amex Travel |
| Eligibility | 18+, UK resident, income from £20,000 |
Key features
Membership Rewards: Points can be transferred to airline and hotel partners or used for gift cards.
Bonus points: 5,000 bonus points when you spend £10,000, up to 10,000 a year.
Travel earning: Higher earn rates on airline, foreign currency and Amex Travel spend.
About American Express Services Europe Limited
American Express Services Europe Limited is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by American Express Services Europe Limited. Representative APR shown where available.