A no-annual-fee cashback card from American Express with a higher introductory cashback rate in the first year.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the American Express Platinum Cashback Everyday Credit Card
- Tiered cashback: Earn more cashback the more you spend in each Cardmembership year.
- New Cardmember offer: Boosted cashback for the first 12 months, capped at £200.
- Refer a friend: Earn cashback when friends you refer are approved.
- Amex Offers: Access to selected retailer offers.
| Feature | Detail |
|---|---|
| Representative APR | 29.1% APR (variable) |
| Annual fee | £0 |
| Cashback | Introductory rate in the first 12 months (up to £200), then 0.5% up to £10,000 and 1% above |
| Credit limit | Varies; representative example based on £1,200 |
| Eligibility | 18+, UK resident, income from £20,000, no history of bad debt |
Key features
Tiered cashback: Earn more cashback the more you spend in each Cardmembership year.
New Cardmember offer: Boosted cashback for the first 12 months, capped at £200.
Refer a friend: Earn cashback when friends you refer are approved.
About American Express Services Europe Limited
American Express Services Europe Limited is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by American Express Services Europe Limited. Representative APR shown where available.