An entry-level Membership Rewards card with no annual fee, earning one point per pound on purchases.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the American Express Rewards Credit Card
- Flexible points: Redeem for travel, gift cards or to offset purchases on your card.
- Refer a friend: Earn bonus points for approved referrals.
- Entertainment access: Ticket presales for selected events.
- Plan It: Spread larger purchases into fixed-fee instalments.
| Feature | Detail |
|---|---|
| Representative APR | 29.1% APR (variable) |
| Annual fee | None |
| Earn rate | 1 Membership Rewards point per £1 |
| Credit limit | Varies; representative example based on £1,200 |
| Eligibility | 18+, UK resident, income from £20,000 |
Key features
Flexible points: Redeem for travel, gift cards or to offset purchases on your card.
Refer a friend: Earn bonus points for approved referrals.
Entertainment access: Ticket presales for selected events.
About American Express Services Europe Limited
American Express Services Europe Limited is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by American Express Services Europe Limited. Representative APR shown where available.