A NewDay credit card designed to help people repair or build a poor credit history, with app-based account management.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the Aqua Classic Credit Card
- Credit repair: Designed for people with a bad or limited credit record.
- Aqua Coach: In-app tools to help you build better credit habits.
- Mobile wallets: Use the card straight away with Apple Pay or Google Pay if eligible.
- Limit reviews: Limits may increase over time with good account management.
| Feature | Detail |
|---|---|
| Representative APR | 39.9% APR (variable) |
| Credit limit | £250 to £1,500 initial limit |
| Annual fee | None |
| Eligibility | 18+, permanent UK address, UK bank account |
| How to apply | Online eligibility check, then full application |
Key features
Credit repair: Designed for people with a bad or limited credit record.
Aqua Coach: In-app tools to help you build better credit habits.
Mobile wallets: Use the card straight away with Apple Pay or Google Pay if eligible.
About NewDay Ltd (Aqua)
NewDay Ltd (Aqua) is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by NewDay Ltd (Aqua). Representative APR shown where available.