A credit-building card for people new to credit, with an interest-rate reduction for keeping the account in good order.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the Barclaycard Forward Card
- Built for building credit: Designed for those new to credit cards or improving a score.
- Rate reductions: Pay on time and stay within your limit to earn rate reductions in years one and two.
- Short 0% offers: Six months interest-free on purchases and balance transfers.
- Alerts: Text and app alerts help you avoid missed payments.
| Feature | Detail |
|---|---|
| Representative APR | 33.9% APR (variable) |
| Intro offer | 0% on balance transfers and purchases for 6 months (2.9% transfer fee) |
| Rate reduction | Interest rate reduced if you keep up payments and stay within limit |
| Annual fee | None |
| Credit limit | Varies; representative example based on £1,200 |
Key features
Built for building credit: Designed for those new to credit cards or improving a score.
Rate reductions: Pay on time and stay within your limit to earn rate reductions in years one and two.
Short 0% offers: Six months interest-free on purchases and balance transfers.
About Barclays Bank UK PLC (Barclaycard)
Barclays Bank UK PLC (Barclaycard) is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by Barclays Bank UK PLC (Barclaycard). Representative APR shown where available.