A travel-focused Mastercard with no Halifax fees on purchases or cash withdrawals abroad.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the Halifax Clarity Credit Card
- No foreign fees: No non-sterling purchase fees when spending abroad.
- Fee-free cash abroad: No cash withdrawal fee, though interest is charged immediately.
- Network exchange rate: Purchases use Mastercard's exchange rate.
- Eligibility checker: See your rate and estimated limit before applying.
| Feature | Detail |
|---|---|
| Representative APR | 23.9% APR (variable); from 23.9% to 29.9% |
| Foreign transaction fee | None on purchases |
| Cash withdrawals abroad | No fee, but interest applies from the day of withdrawal |
| Annual fee | None |
| Credit limit | Varies; shown via eligibility check |
Key features
No foreign fees: No non-sterling purchase fees when spending abroad.
Fee-free cash abroad: No cash withdrawal fee, though interest is charged immediately.
Network exchange rate: Purchases use Mastercard's exchange rate.
About Bank of Scotland plc (Halifax)
Bank of Scotland plc (Halifax) is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by Bank of Scotland plc (Halifax). Representative APR shown where available.