A long 0% balance transfer card from HSBC UK with a short interest-free period on purchases and no annual fee.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the HSBC Balance Transfer Credit Card
- Long 0% transfers: Up to 36 months interest-free on balances moved within 60 days.
- Alternative offers: Some applicants receive 29.9% APR or a 14-month offer instead.
- 0% purchases: Three months interest-free on new spending.
- Eligibility checker: Check likely acceptance before you apply.
| Feature | Detail |
|---|---|
| Representative APR | 25.9% APR (variable) |
| Intro offer | 0% on balance transfers for up to 36 months, 0% on purchases for 3 months |
| Balance transfer fee | 3.09% (minimum £5) |
| Annual fee | None |
| Credit limit | Varies; representative example based on £1,200 |
Key features
Long 0% transfers: Up to 36 months interest-free on balances moved within 60 days.
Alternative offers: Some applicants receive 29.9% APR or a 14-month offer instead.
0% purchases: Three months interest-free on new spending.
About HSBC UK Bank plc
HSBC UK Bank plc is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by HSBC UK Bank plc. Representative APR shown where available.