An HSBC card combining a long 0% period on purchases with an interest-free balance transfer offer.

See this card →

Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.

Look at the APR, how long any 0% offer lasts and the fees before you choose a card.

Benefits of the HSBC Purchase Plus Credit Card

  • Long 0% purchases: Spread the cost of spending interest-free for up to 24 months.
  • Balance transfers: 0% for up to 17 months on balances moved within 60 days.
  • Tiered offers: Some applicants get a 15-month offer at 27.9% APR or similar.
  • No annual fee: No yearly charge to hold the card.
Feature Detail
Representative APR 24.9% APR (variable)
Intro offer 0% on purchases for up to 24 months; 0% on balance transfers for up to 17 months
Balance transfer fee 3.49%
Annual fee None
Credit limit Varies; representative example based on £1,200

Key features

Long 0% purchases: Spread the cost of spending interest-free for up to 24 months.

Balance transfers: 0% for up to 17 months on balances moved within 60 days.

Tiered offers: Some applicants get a 15-month offer at 27.9% APR or similar.

About HSBC UK Bank plc

HSBC UK Bank plc is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.

We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.

Check the card details →

Rates, limits and offers depend on your circumstances and are set by HSBC UK Bank plc. Representative APR shown where available.