A Lloyds Bank Mastercard with a long 0% balance transfer period and a short 0% purchase offer.

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Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.

Look at the APR, how long any 0% offer lasts and the fees before you choose a card.

Benefits of the Lloyds Bank Balance Transfer Credit Card

  • Long 0% transfers: Up to 35 months interest-free on balances moved within 90 days.
  • 0% purchases: Up to 6 months interest-free on spending.
  • Eligibility checker: See your likely rate and limit before applying.
  • App management: Manage the card in the Lloyds Bank app.
Feature Detail
Representative APR 24.9% APR (variable)
Intro offer 0% on balance transfers for up to 35 months (within 90 days); 0% on purchases for up to 6 months
Balance transfer fee Varies; shown at application
Annual fee None
Credit limit Varies; representative example based on £1,200

Key features

Long 0% transfers: Up to 35 months interest-free on balances moved within 90 days.

0% purchases: Up to 6 months interest-free on spending.

Eligibility checker: See your likely rate and limit before applying.

About Lloyds Bank plc

Lloyds Bank plc is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.

We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.

Check the card details →

Rates, limits and offers depend on your circumstances and are set by Lloyds Bank plc. Representative APR shown where available.