NatWest's longest 0% balance transfer card, with a short interest-free period on purchases.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the NatWest Longer Balance Transfer Credit Card
- Long 0% period: Up to 36 months interest-free on balances transferred in the first 3 months.
- Transfer up to 95%: Move balances up to 95% of your credit limit.
- 0% purchases: Three months interest-free on spending.
- Eligibility check: See your likelihood of acceptance before applying.
| Feature | Detail |
|---|---|
| Representative APR | 24.9% APR (variable) |
| Intro offer | 0% on balance transfers for up to 36 months (16–36 depending on assessment); 0% on purchases for 3 months |
| Balance transfer fee | 3.10% |
| Annual fee | £0 |
| Eligibility | 18+, UK resident, income of £10,000+ |
Key features
Long 0% period: Up to 36 months interest-free on balances transferred in the first 3 months.
Transfer up to 95%: Move balances up to 95% of your credit limit.
0% purchases: Three months interest-free on spending.
About National Westminster Bank Plc
National Westminster Bank Plc is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by National Westminster Bank Plc. Representative APR shown where available.