A NatWest Mastercard earning Rewards on spending, with a modest annual fee that is refunded for Reward current account holders.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the NatWest Reward Credit Card
- Supermarket rewards: Earn 1% back on supermarket spending.
- Retailer offers: Earn 1–15% at chosen MyRewards retailers.
- Fee refund: Annual fee refunded if you hold a NatWest Reward current account.
- App access: Track and redeem Rewards in the NatWest app.
| Feature | Detail |
|---|---|
| Representative APR | 31.0% APR (variable), including the fee |
| Purchase rate | 25.9% p.a. (variable); may be up to 29.9% |
| Annual fee | £24 (refunded with a Reward current account) |
| Rewards | 1% at supermarkets, 0.25% elsewhere, 1–15% at chosen retailers |
| Eligibility | 18+, UK resident, income of £10,000+ |
Key features
Supermarket rewards: Earn 1% back on supermarket spending.
Retailer offers: Earn 1–15% at chosen MyRewards retailers.
Fee refund: Annual fee refunded if you hold a NatWest Reward current account.
About National Westminster Bank Plc
National Westminster Bank Plc is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by National Westminster Bank Plc. Representative APR shown where available.