A monthly-fee card offering 0% on purchases and fee-free balance transfers, cashback on spending and no foreign exchange fees.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the Santander All in One Credit Card
- Fee-free transfers: No balance transfer fee on the 15-month 0% offer.
- Cashback: Earn 0.5% on all purchases, capped at £10 a month.
- Travel friendly: No foreign exchange fees on purchases made abroad.
- All-round card: Combines 0% offers with ongoing rewards.
| Feature | Detail |
|---|---|
| Representative APR | 29.8% APR (variable), including the fee |
| Purchase rate | 23.9% p.a. (variable) |
| Intro offer | 0% on purchases and balance transfers for 15 months, no balance transfer fee |
| Monthly fee | £3 |
| Cashback | 0.5% on purchases (up to £10 a month) |
Key features
Fee-free transfers: No balance transfer fee on the 15-month 0% offer.
Cashback: Earn 0.5% on all purchases, capped at £10 a month.
Travel friendly: No foreign exchange fees on purchases made abroad.
About Santander UK plc
Santander UK plc is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by Santander UK plc. Representative APR shown where available.