A credit-building Clubcard credit card for people with a limited or poor credit history.

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Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.

Look at the APR, how long any 0% offer lasts and the fees before you choose a card.

Benefits of the Tesco Bank Foundation Credit Card

  • Build credit: Designed for those new to credit or rebuilding their score.
  • Limit reviews: Regular credit limit increase reviews if you manage the account well.
  • Clubcard points: Earn Clubcard points in and outside Tesco.
  • CreditView: Track your credit progress through Tesco Bank.
Feature Detail
Representative APR 29.9% APR (variable)
Credit limit £200 to £1,500 starting limit
Minimum payment From £25 a month
Rewards Collect Clubcard points on spending
Annual fee None

Key features

Build credit: Designed for those new to credit or rebuilding their score.

Limit reviews: Regular credit limit increase reviews if you manage the account well.

Clubcard points: Earn Clubcard points in and outside Tesco.

About Tesco Bank (Tesco Personal Finance, part of Barclays)

Tesco Bank (Tesco Personal Finance, part of Barclays) is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.

We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.

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Rates, limits and offers depend on your circumstances and are set by Tesco Bank (Tesco Personal Finance, part of Barclays). Representative APR shown where available.