A credit-building card for people with limited or imperfect credit, with personalised limits and regular limit reviews.
Compare the representative APR, any introductory offers and fees, and see whether the card suits the way you spend and repay.
Look at the APR, how long any 0% offer lasts and the fees before you choose a card.
Benefits of the Vanquis Credit Builder Credit Card
- Built for credit building: Aimed at those with thin or damaged credit files.
- Limit reviews: Vanquis regularly reviews limits for well-managed accounts.
- No annual fee: You pay no yearly fee to hold the card.
- App management: Verify purchases, make payments and see statements in the app.
| Feature | Detail |
|---|---|
| Representative APR | 37.9% APR (variable) |
| Credit limit | £250 to £2,500 personalised |
| Annual fee | None |
| Extras | Cashback with selected retailers |
| Eligibility | 18+, UK resident, not bankrupt or in an IVA |
Key features
Built for credit building: Aimed at those with thin or damaged credit files.
Limit reviews: Vanquis regularly reviews limits for well-managed accounts.
No annual fee: You pay no yearly fee to hold the card.
About Vanquis Bank Limited
Vanquis Bank Limited is an established UK card issuer, authorised and regulated in the UK. You can check eligibility and apply online.
We compare independently and then send you to the issuer’s official website to apply. We are not a lender or credit broker.
Rates, limits and offers depend on your circumstances and are set by Vanquis Bank Limited. Representative APR shown where available.