A Barclays unsecured personal loan for renovations, extensions or other work on your home. Energy-efficiency projects may qualify for the Greener Home Loan cashback offer.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the Barclays Home Improvement Loan
- Unsecured borrowing: The loan is not secured against your home or other assets.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Greener Home cashback: Eligible energy-efficiency improvements could earn up to £250 cashback, subject to terms.
- Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
| Feature | Detail |
|---|---|
| Loan amount | From £1,000 (maximum depends on eligibility) |
| Term | Typically 1–5 years (varies) |
| Representative APR | 7.05% representative on £7,500–£15,000 over 2–5 years (other amounts vary) |
| Eligibility | Existing Barclays current account or Barclaycard customers can see a personalised rate |
| How to apply | Barclays app, Online Banking or barclays.co.uk |
Key features
Unsecured borrowing: The loan is not secured against your home or other assets.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
Greener Home cashback: Eligible energy-efficiency improvements could earn up to £250 cashback, subject to terms.
About Barclays Bank UK PLC
Barclays Bank UK PLC is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by Barclays Bank UK PLC.