A fixed rate unsecured personal loan from Danske Bank in Northern Ireland, with single or joint applications and a decision in minutes.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the Danske Bank Fixed Rate Personal Loan
- Joint applications: Apply alone or jointly via eBanking.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Quick decision: You could have a decision in minutes.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
- Unsecured borrowing: The loan is not secured against your home or other assets.
| Feature | Detail |
|---|---|
| Loan amount | £1,000 to £25,000 |
| Term | 1–5 years |
| Representative APR | 7.7% representative (based on £5,000 over 36 months) |
| Eligibility | Northern Ireland residents aged 18+; existing customers can apply via eBanking or Mobile Banking |
| How to apply | eBanking, Mobile Banking or in branch |
Key features
Joint applications: Apply alone or jointly via eBanking.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
Quick decision: You could have a decision in minutes.
About Danske Bank (Northern Bank Limited)
Danske Bank (Northern Bank Limited) is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by Danske Bank (Northern Bank Limited).