A personal loan reserved for HSBC Premier customers, offering higher borrowing limits and a lower representative rate than the standard HSBC loan.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the HSBC Premier Personal Loan
- Premier pricing: A lower representative APR than the standard personal loan, for Premier customers.
- Higher limit: Borrow up to £50,000.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- No arrangement fee: There is no fee to set up the loan.
- Free overpayments: Make overpayments free of charge.
| Feature | Detail |
|---|---|
| Loan amount | £1,000 to £50,000 |
| Term | 1–5 years up to £15,000; 1–8 years over £15,000 |
| Representative APR | 5.9% representative on £10,000–£30,000 (maximum 18.9%) |
| Eligibility | HSBC Premier current account customers only |
| How to apply | Online via the official website |
Key features
Premier pricing: A lower representative APR than the standard personal loan, for Premier customers.
Higher limit: Borrow up to £50,000.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
About HSBC UK Bank plc
HSBC UK Bank plc is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by HSBC UK Bank plc.