An online personal loan from Lendable that shows your guaranteed rate before you apply. Rates depend on your credit band and some loans include a loan fee.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the Lendable Personal Loan
- Rate before you apply: See your rate without affecting your credit score.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Credit bands: Illustrative rates are shown for each credit band, from great to limited.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
- Unsecured borrowing: The loan is not secured against your home or other assets.
| Feature | Detail |
|---|---|
| Loan amount | £1,000 to £25,000 |
| Term | 1–5 years |
| Representative APR | 20.4% representative (range 7.8% to 48.9% APR; a loan fee may apply) |
| Eligibility | UK residents aged 18+ with a regular income |
| How to apply | Online via the official website |
Key features
Rate before you apply: See your rate without affecting your credit score.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
Credit bands: Illustrative rates are shown for each credit band, from great to limited.
About Lendable Ltd
Lendable Ltd is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by Lendable Ltd.