An unsecured Lloyds personal loan with a fixed rate and fixed monthly repayments. Existing current account customers can check eligibility and apply through Internet Banking or the app.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the Lloyds Bank Personal Loan
- Flexible use: Use the loan for most personal purposes such as a car, wedding or home project.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
- No arrangement fee: There is no fee to set up the loan.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
| Feature | Detail |
|---|---|
| Loan amount | From £1,000 (up to £50,000 for existing current account customers; varies) |
| Term | 1–7 years (varies by amount and purpose) |
| Representative APR | Varies by amount and term – check the current representative APR on the official site |
| Eligibility | Best rates and higher limits for existing Lloyds current account customers |
| How to apply | Lloyds app, Internet Banking or online |
Key features
Flexible use: Use the loan for most personal purposes such as a car, wedding or home project.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
About Lloyds Bank plc
Lloyds Bank plc is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by Lloyds Bank plc.