A fee-free unsecured personal loan from Nationwide Building Society for existing members, with an acceptance indicator before any credit check.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the Nationwide Personal Loan
- Acceptance indicator: See whether you are likely to be accepted before a full credit check.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- No fees: Nationwide does not charge loan fees, so the APR matches the interest rate.
- Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
| Feature | Detail |
|---|---|
| Loan amount | £1,000 to £50,000 |
| Term | 1–7 years (up to 10 years for £10,000 or more) |
| Representative APR | Varies by amount and term – check the current representative APR on the official site |
| Eligibility | Nationwide members with a qualifying account |
| How to apply | Online via the official website |
Key features
Acceptance indicator: See whether you are likely to be accepted before a full credit check.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
No fees: Nationwide does not charge loan fees, so the APR matches the interest rate.
About Nationwide Building Society
Nationwide Building Society is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by Nationwide Building Society.