A NatWest personal loan for home improvements, with longer terms of up to 10 years available on larger loans.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the NatWest Home Improvement Loan
- Terms up to 10 years: Spread larger home improvement loans over a longer period.
- Unsecured borrowing: The loan is not secured against your home or other assets.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
| Feature | Detail |
|---|---|
| Loan amount | £1,000 to £50,000 |
| Term | Up to 10 years for loans of £7,500 or more |
| Representative APR | 7.9% representative on £7,500–£19,950 (other amounts at different rates) |
| Eligibility | UK residents aged 18+; existing customers may apply in the app |
| How to apply | Online via the official website |
Key features
Terms up to 10 years: Spread larger home improvement loans over a longer period.
Unsecured borrowing: The loan is not secured against your home or other assets.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
About National Westminster Bank Plc
National Westminster Bank Plc is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by National Westminster Bank Plc.