An unsecured NatWest personal loan for purposes such as a car, home improvements or debt consolidation. Rates are fixed and depend on the amount and your circumstances.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the NatWest Personal Loan
- Wide borrowing range: Borrow from £1,000 up to £50,000 depending on the purpose.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
- Quick quote: Get a personalised quote before you apply.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
| Feature | Detail |
|---|---|
| Loan amount | £1,000 to £50,000 (up to £25,000 for holidays) |
| Term | 1–5 years under £7,500; 1–8 years from £7,500 (up to 10 years for home improvements) |
| Representative APR | 7.9% representative on £7,500–£19,950 (other amounts at different rates) |
| Eligibility | Existing customers and new customers can apply; existing customers may get a quick quote in the app |
| How to apply | Online via the official website |
Key features
Wide borrowing range: Borrow from £1,000 up to £50,000 depending on the purpose.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
About National Westminster Bank Plc
National Westminster Bank Plc is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by National Westminster Bank Plc.