An unsecured personal loan from Novuna Personal Finance (formerly Hitachi Personal Finance), with the £35,000 maximum available only when applying directly.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the Novuna Personal Loan
- Award-winning lender: Novuna has won multiple personal loan provider awards.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
- Range by amount: £1,000–£7,499 over 2–5 years; £7,500–£25,000 over 2–7 years; £25,001–£35,000 over 4–5 years.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
| Feature | Detail |
|---|---|
| Loan amount | £1,000 to £35,000 |
| Term | 2–7 years (varies by amount) |
| Representative APR | 6.9% representative on £7,500–£25,000 (other amounts vary) |
| Eligibility | UK residents aged 18+ with a regular income |
| How to apply | Online via the official website |
Key features
Award-winning lender: Novuna has won multiple personal loan provider awards.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
About Novuna Personal Finance (Mitsubishi HC Capital UK PLC)
Novuna Personal Finance (Mitsubishi HC Capital UK PLC) is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by Novuna Personal Finance (Mitsubishi HC Capital UK PLC).