A Post Office personal loan provided by Lendable, with a rate check that does not affect your credit score and same-day funds if approved.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the Post Office Personal Loan
- Check your rate: See your rate without affecting your credit score.
- Same-day funds: If approved, you could get the money the same day.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
- Unsecured borrowing: The loan is not secured against your home or other assets.
| Feature | Detail |
|---|---|
| Loan amount | £1,000 to £25,000 |
| Term | 1–5 years |
| Representative APR | 13.2% representative (your rate may differ) |
| Eligibility | UK residents aged 18+ |
| How to apply | Online via the official website |
Key features
Check your rate: See your rate without affecting your credit score.
Same-day funds: If approved, you could get the money the same day.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
About Post Office Limited (credit broker; loans provided by Lendable Ltd)
Post Office Limited (credit broker; loans provided by Lendable Ltd) is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by Post Office Limited (credit broker; loans provided by Lendable Ltd).