A personal loan offered under the Sainsbury's Money brand and provided by NatWest Boxed, with preferential rates for Nectar members.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the Sainsbury's Personal Loan
- Nectar rate: Add your Nectar card number to access the lower Nectar member rate.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
- Unsecured borrowing: The loan is not secured against your home or other assets.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
| Feature | Detail |
|---|---|
| Loan amount | £1,000 to £35,000 |
| Term | Varies – see official site |
| Representative APR | 6.3% representative for Nectar members on eligible amounts (non-member rates vary) |
| Eligibility | UK residents aged 18+; Nectar members get a better rate |
| How to apply | Online via the official website |
Key features
Nectar rate: Add your Nectar card number to access the lower Nectar member rate.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
About Sainsbury's Money (credit provided by National Westminster Bank Plc trading as NatWest Boxed)
Sainsbury's Money (credit provided by National Westminster Bank Plc trading as NatWest Boxed) is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by Sainsbury's Money (credit provided by National Westminster Bank Plc trading as NatWest Boxed).