An unsecured TSB personal loan with fixed monthly repayments. TSB also offers car, home improvement and debt consolidation variants.
With a fixed rate and fixed monthly repayments, you know exactly what you will pay each month and when the loan will be cleared.
Compare the representative APR, the total amount repayable and any fees before you decide.
Benefits of the TSB Personal Loan
- Flexible use: Use it for a car, home improvements, a wedding or consolidating debts.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
- No arrangement fee: There is no fee to set up the loan.
- Overpay or settle early: You can make overpayments or repay early; a statutory early-settlement charge of up to 58 days' interest may apply.
| Feature | Detail |
|---|---|
| Loan amount | From £1,000 (maximum depends on eligibility) |
| Term | 1–7 years (varies) |
| Representative APR | From 6.2% representative on £7,500–£25,000 over 1–5 years (other amounts vary) |
| Eligibility | UK residents aged 18+; TSB customers can apply in the app or Internet Banking |
| How to apply | Online via the official website |
Key features
Flexible use: Use it for a car, home improvements, a wedding or consolidating debts.
Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
Check before you apply: An eligibility check uses a soft search, so it does not affect your credit score.
About TSB Bank plc
TSB Bank plc is an established UK provider of personal finance products, authorised and regulated in the UK. Applying is straightforward and mostly online.
We compare independently and then send you to the provider’s official website to apply. We are not a lender or credit broker.
All rates depend on your circumstances and are subject to status. Representative examples and final terms are set by TSB Bank plc.