You are one step away from claiming Pension Credit. Check the eligibility criteria and the documents you will need so you can claim without delays.

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Check each condition below before you claim. Having your documents ready means fewer delays.

If you are unsure whether you qualify, a free benefits calculator can give you an estimate in minutes.

Clear criteria, faster claim

Pension ageMeans-testedBackdated 3 months

📋 Who can claim

  • Age: You must have reached State Pension age.
  • Residency: You must live in England, Scotland or Wales.
  • Couples: If you have a partner, both of you must usually have reached State Pension age or one gets Housing Benefit for people over State Pension age.
  • Income details: You need details of your income, savings and investments.
  • Bank account: You need a bank account for payments.

🧮 Before you claim

  1. Read the eligibility rules on the official page.
  2. Gather your National Insurance number and bank details.
  3. Have information about your income, savings and household ready.

✅ Good to know

  • Passport to other help: Can qualify you for Housing Benefit, Council Tax Reduction and the Winter Fuel Payment.
  • Free TV licence: People aged 75 or over who get Pension Credit can get a free TV licence.
  • Help with NHS costs: Guarantee Credit gives free dental treatment and help with other health costs.
Eligibility and the amount awarded are decided by DWP based on your circumstances.

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