You are one step away from claiming Universal Credit. Check the eligibility criteria and the documents you will need so you can claim without delays.
Check each condition below before you claim. Having your documents ready means fewer delays.
If you are unsure whether you qualify, a free benefits calculator can give you an estimate in minutes.
Clear criteria, faster claim
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📋 Who can claim
- Age: You must usually be 18 or over and under State Pension age.
- Residency: You must live in the UK and meet the immigration and residence conditions.
- Savings: You and your partner must have £16,000 or less in money, savings and investments.
- Bank account and ID: You need a bank account, email address and proof of identity.
- Claimant commitment: You must agree to a claimant commitment setting out what you will do to look for or prepare for work.
🧮 Before you claim
- Read the eligibility rules on the official page.
- Gather your National Insurance number and bank details.
- Have information about your income, savings and household ready.
✅ Good to know
- Help with childcare: Can cover up to 85% of eligible childcare costs if you work.
- Advances available: You can ask for an advance if you need money while waiting for your first payment.
- Online account: You manage your claim and talk to your work coach through an online journal.
Eligibility and the amount awarded are decided by DWP based on your circumstances.