You are one step away from claiming Help to Save. Check the eligibility criteria and the documents you will need so you can claim without delays.
Check each condition below before you claim. Having your documents ready means fewer delays.
If you are unsure whether you qualify, a free benefits calculator can give you an estimate in minutes.
Clear criteria, faster claim
50% bonusApply onlineFor UC claimants
📋 Who can claim
- Universal Credit: You must be receiving Universal Credit.
- Earnings: You (with your partner if a joint claim) must have had take-home pay of £1 or more in your last assessment period.
- Residency: You must live in the UK.
- Bank account: You need a UK bank account to withdraw money and receive bonuses.
🧮 Before you claim
- Read the eligibility rules on the official page.
- Gather your National Insurance number and bank details.
- Have information about your income, savings and household ready.
✅ Good to know
- Flexible saving: Pay in as often as you like up to £50 a month.
- Withdraw anytime: You can take money out, though it may reduce your bonus.
- Benefit-friendly: Savings in the account do not affect your Universal Credit.
Eligibility is checked by HMRC and bonuses depend on your highest balance.