You are one step away from the Aqua Classic Credit Card. Check the eligibility criteria and how the eligibility checker works before you apply.
Check each requirement below before you apply. Knowing your chances first helps protect your credit score.
An eligibility check uses a soft search, so you can see your chances without affecting your credit score.
Check first, apply with confidence
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📋 Eligibility
- Age: You must be aged 18 or over.
- Residency: You must be a permanent UK resident with a UK address history.
- Income: You need a regular income; the provider sets its own minimum.
- Bank account: You need a UK bank or building society current account to set up repayments.
- Credit check: You must not have been bankrupt in the last 18 months or hold another NewDay card (Aqua, marbles, opus, Fluid) taken out in the last 12 months.
🔍 How to check your eligibility
- Open the NewDay Ltd (Aqua) eligibility checker or card page.
- Enter a few details about your income and address.
- See your result with a soft search before submitting a full application.
✅ Good to know
- Aqua Coach: In-app tools to help you build better credit habits.
- Mobile wallets: Use the card straight away with Apple Pay or Google Pay if eligible.
- Limit reviews: Limits may increase over time with good account management.
Your rate, credit limit and promotional period depend on the provider's credit and affordability checks; check the summary box before applying.