You are one step away from the Santander All in One Credit Card. Check the eligibility criteria and how the eligibility checker works before you apply.
Check each requirement below before you apply. Knowing your chances first helps protect your credit score.
An eligibility check uses a soft search, so you can see your chances without affecting your credit score.
Check first, apply with confidence
Cashback cardNo foreign feesMonthly fee
📋 Eligibility
- Age: You must be aged 18 or over.
- Residency: You must be a permanent UK resident with a UK address history.
- Income: You need an income of at least £10,500 a year.
- Bank account: You need a UK bank or building society current account to set up repayments.
- Credit check: You must not have been declared bankrupt or had a CCJ or IVA; a full credit check is made.
🔍 How to check your eligibility
- Open the Santander UK plc eligibility checker or card page.
- Enter a few details about your income and address.
- See your result with a soft search before submitting a full application.
✅ Good to know
- Cashback: Earn 0.5% on all purchases, capped at £10 a month.
- Travel friendly: No foreign exchange fees on purchases made abroad.
- All-round card: Combines 0% offers with ongoing rewards.
The £3 monthly fee applies throughout; cashback may not cover it for low spenders.