You are one step away from the Revolut Personal Loan. Before you apply, check the eligibility criteria and the steps below so you arrive fully prepared.
Check each requirement below before you apply. Having everything ready means a quicker decision and fewer surprises.
Most lenders let you check your eligibility with a soft search, which does not affect your credit score.
Clear criteria, faster decision
Apply in appNo feesExisting customers
📋 Eligibility
- Age: You must be aged 18 or over.
- Residency: You must be a UK resident.
- Account: You need a Revolut account opened more than 30 days ago and an income above £12,000 a year.
- Income and affordability: You need a regular income and must be able to afford the monthly repayments.
- Credit check: A full credit check is carried out if you go ahead with an application.
🧮 How to check your repayment
- Open the loan calculator on the Revolut NewCo UK Ltd website.
- Enter the amount you want to borrow and the term in months.
- Check the estimated monthly repayment and adjust until it suits your budget.
✅ Good to know
- No early repayment fee: Repay early without a fee.
- Fixed monthly repayments: Your interest rate and repayments stay the same for the whole term.
- Unsecured borrowing: The loan is not secured against your home or other assets.
Revolut UK loans are being rolled out to existing customers, so availability may vary; approval depends on credit and affordability checks.