You asked about Universal Credit: here is how it works, how much you could get and how it is paid.

See eligibility & how to claim →

Below you’ll find how much you could get, how it is paid and how the scheme works.

Amounts can change each tax year, so always check the latest rates on the official page.

Support you may be entitled to

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💷 How much & how it is paid

  • Who can get it: People aged 18 to State Pension age on a low income or out of work, living in the UK, with savings of £16,000 or less
  • How much: Standard allowance from £338.58 a month (single, under 25) to £666.97 (couple, one or both 25+), plus extra for children, housing, disability or caring (2026/27)
  • How it's paid: Monthly into a bank, building society or credit union account
  • How to claim: Online at GOV.UK, then attend a Jobcentre interview

⚙️ How it works

Eligibility is decided by the responsible body based on your circumstances. Once your claim is approved, payments are made according to the scheme’s rules. Report any change in your circumstances so your payments stay correct.

🧮 Check what you could get

Use an independent benefits calculator linked from GOV.UK to estimate what you may be entitled to before you claim.

Eligibility and the amount awarded are decided by DWP based on your circumstances.

See eligibility & how to claim →