You asked about Help to Save: here is how it works, how much you could get and how it is paid.
See eligibility & how to claim →
Below you’ll find how much you could get, how it is paid and how the scheme works.
Amounts can change each tax year, so always check the latest rates on the official page.
Support you may be entitled to
50% bonusApply onlineFor UC claimants
💷 How much & how it is paid
- Who can get it: People getting Universal Credit with take-home pay of £1 or more in their last assessment period
- How much: Save £1 to £50 a month and get a 50p bonus for every £1 saved, up to £1,200 over 4 years
- How it's paid: Bonuses paid after year 2 and year 4 into your bank account
- How to claim: Open an account online through your Government Gateway
⚙️ How it works
Eligibility is decided by the responsible body based on your circumstances. Once your claim is approved, payments are made according to the scheme’s rules. Report any change in your circumstances so your payments stay correct.
🧮 Check what you could get
Use an independent benefits calculator linked from GOV.UK to estimate what you may be entitled to before you claim.
Eligibility is checked by HMRC and bonuses depend on your highest balance.