A loan to help full-time undergraduate students in England with living costs, with the amount depending on household income and where you live.
Many people who are entitled to support never claim it. Check who qualifies, how much you could get and how to make your claim through the official channel.
The rules depend on where you live in the UK and on your household’s circumstances.
What Student Finance Maintenance Loan offers
- Income-assessed: The amount depends on household income.
- Paid termly: Instalments arrive at the start of each term.
- Long Course Loan: Extra money for courses longer than 30 weeks and 3 days.
- Income-linked repayments: You only repay when you earn above the threshold.
| Feature | Detail |
|---|---|
| Who can get it | Full-time undergraduates from England studying an eligible course |
| How much (2026/27) | Up to £9,118 living with parents, £10,830 away outside London, £14,135 in London |
| How it's paid | Into your bank account at the start of each term |
| Repayment | Repaid once you earn over the repayment threshold |
| Where | England (Student Finance Wales, SAAS and SFNI in other nations) |
Key points
Income-assessed: The amount depends on household income.
Paid termly: Instalments arrive at the start of each term.
Long Course Loan: Extra money for courses longer than 30 weeks and 3 days.
About Student Loans Company (for DfE)
Student Finance Maintenance Loan is run by Student Loans Company (for DfE). Claims are made free of charge through the official government channel.
We explain the rules independently and then send you to the official page to claim. We are not a government website.
Amounts and rules can change. The decision on your claim is made by Student Loans Company (for DfE).